Why Expecting More of Yourself and Your Money Is the Best Gift You Can Give Yourself

I heard a woman on TikTok say something that stopped me in my tracks: “The very cells of your body can hear your thoughts.”

Not just your words. Not just what you say out loud to your girlfriends, your coworkers, or your family. Your thoughts. The silent conversations you have with yourself when no one else is around.

That shook me. Because if it’s true — if our very cells are listening to us — then what I think about myself, my money, and my future is not just mental. It’s physical. It’s shaping my body, my health, my energy, and my entire lived experience.

Expectation Shapes Reality

Here’s what I’ve come to know:

Expect bad, and bad tends to show up.
Expect good, and good tends to show up.

No, it doesn’t always happen in the exact way you pictured. But expectation sets the stage for what you’re willing to receive.

I used to live in the opposite direction. My natural mindset was: “Something’s going to go wrong. Don’t get your hopes up. Be realistic.” And guess what? I often found myself disappointed, drained, and scrambling to pick up the pieces.

But when I shifted — when I began expecting more of myself and more of my money — everything changed.

The simple statement: “I can have anything and everything I want” became the key that unlocked a new way of living.

Why Low Expectations Don’t Protect You

A lot of us set the bar low because of our past. We’ve been let down. We’ve had dreams fall apart. We’ve lost money, lost people, lost opportunities. And somewhere along the way, we convinced ourselves: If I don’t expect much, I won’t be disappointed.

But here’s the truth: low expectations don’t protect you. They trap you.

You don’t get more by expecting less.
You don’t shield yourself from pain by refusing to hope.
You don’t grow by rehearsing every possible worst-case scenario.

Instead, you lock yourself into cycles of mediocrity and self-doubt.

Expecting More Is a Gift You Can Give Yourself

Think about it: when you set a higher expectation, you give yourself:

Permission to grow. You start showing up differently.
Access to opportunity. You notice doors you didn’t see before.
Energy for abundance. Expectation signals to your nervous system: We are safe. We can have good things. We deserve good things.

That shift alone can change everything — from the way you manage money to the way you carry yourself in a room.

Expecting More of Your Money

This isn’t just about personal growth. It’s also about money.

If you expect your money to run out, it will.
If you expect your money to be a constant struggle, it will.
If you expect your money to serve you, grow for you, and multiply — it can.

Expectation turns money goals into money realities because it changes the way you treat your resources.

Instead of saying, “I can’t save,” you say, “I expect my savings to grow.”
Instead of saying, “I’ll never make more than this,” you say, “I expect to earn more because my value is growing.”
Instead of ignoring your money, you honor it — because you expect it to honor you back.

Monitoring the Conversations You’re Having With Yourself

The most powerful thing you can do right now is to pay attention. Monitor your thoughts like you’d monitor your bank account.

When you’re driving, what’s looping in your head?
When you’re cooking dinner, what stories are you rehearsing about yourself and your money?
When you’re doing “nothing,” what are your thoughts doing?

Remember: your body, your cells, your energy — they all hear those thoughts. If they’re drenched in fear, doubt, and lack, your life will echo that. If they’re rooted in hope, abundance, and expectation, your life will echo that too.

Expect the Good

I’ve met people who never even consider the possibility of things not working out. Their mindset is: “Everything works out for me. I always get the best. I am always chosen. Life always works in my favor.”

And you know what? Their lives tend to follow that script. Not because bad things don’t happen to them, but because their expectation pulls them into better outcomes.

Expectation doesn’t erase reality. But it rewrites your response to reality — and that changes the whole story.

Reader Reflection

Take a few moments to journal on this:

What do your thoughts sound like when no one’s listening?
Where are you still expecting disappointment instead of expecting good?
What would shift if you expected more — of yourself, your money, and your future?

Join the Conversation

I’d love to hear your reflections in the comments. And if you want to connect with women who are also raising their expectations, come join me inside Wealthy Women Conversations on Facebook. We’re building a community of women choosing to expect good — and receiving it.

✨ The best gift you can give yourself isn’t something under the tree. It’s the decision to expect more — of yourself, your money, and your life. Because what you expect, you invite.

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Slower, Wealthier, Happier